Commitment Pooling

Protocolo Monetario Descentralizado

A monetary protocol grammar in which value is represented as plural commitment types pooled and exchanged through four protocol functions: a Commitment Registry (curation), a Value Index Registry (valuation), a Swap Limiter (rule enforcement), and a Treasury (settlement). Commitments are promises pointing back to issuers rather than transferable IOUs. Prototype: Sarafu Network operated by Grassroots Economics Foundation.

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Licencia Libre (GPL); https://github.com/grassrootseconomics
Estado de Desarrollo 🟢 Activo
Detalle del Estado de Desarrollo Released; over 26,000 users and 309,000 P2P exchanges as of July 2025.
Propietario Grassroots Economics Foundation; protocol stewarded by Will Ruddick and collaborators.
País Kenya (Grassroots Economics Foundation); global contributor network.
Año de Inicio 2010
Stack Python (sarafu-network backend); Celo blockchain (current substrate); Vyper smart contracts; ussd-based mobile interface.
Financiamiento NLnet NGI Zero grants; Foundation grants; Red Cross collaboration; humanitarian funding.
Última Investigación 1 jul 2026

Dominios de Caso de Uso

Evolución de Plataformas y Soberanía

Protocolo Monetario Descentralizado Atributos

Orígenes Mutual credit revival; African community currency practice; ancestral pooling wisdom; commons economics.
Formatos de Datos Commitment metadata (issuer, redemption terms, expiry); Value Index entries; Swap Limiter rules; Treasury reserve composition.
Términos Free participation for community members; self-hosting available.
Fondos Approximately $1-2M cumulative across NLnet and humanitarian partnerships; specific consolidated figure undisclosed.
Basado En Bangla-Pesa community currency work (2013-); mutual credit theory; African pooling traditions; subsequent migration through Sarafu Credit phases.
Permisos Per-pool stewardship; participants opt into commitment pools; pool stewards configure limiter and treasury rules.
Contrato Inteligente Yes — current Celo deployment uses smart contracts for swap limiter and treasury functions.
Herramientas de Desarrollo Sarafu Network SDK; CIC (Community Inclusion Currency) toolkit; Celo development tools.
Madurez del Protocolo / Estandarización Academic / Research with production deployment; formalized in IJCCR Vol. 27 (2023).
Marco de Confianza Pool stewardship; community membership verification; redemption commitments backed by issuer reputation and pool reserves.
Dominio de Aplicación Objetivo Community currencies, humanitarian aid, mutual aid networks, regional resilience finance, commons coordination.
Posición de Aceptación del Juego Modify-Additive — commitment pools coexist with national currency and other monetary systems.
Régimen de Acumulación Structurally limited — accumulation governed by registry rules, swap limiters, and time-bounded commitments.
Mecanismo de Coordinación Deliberative — Value Index Registry enables numerical or relational valuation per pool.
Modelo de Emisión Pool-stewarded — communities issue commitments under shared rules; per-agent issuance within pool.
Tipo de Señal de Valor Commitment types (plural, relationally valued); diverse commitment forms aggregated through Value Index.
Patrón de Federación Recursive — designed for federation; pools confederate through registry composition.
Independencia de Sustrato Hybrid — current implementation is blockchain-based (Celo) but protocol grammar is substrate-neutral.